At Power Rupee ("we", "our", or "us"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, protect, upload, share, and delete information when you use the Power Rupee mobile application and related services.
By downloading, installing, registering for, or using the Power Rupee app, you confirm that you have read, understood, and agreed to the practices described in this Privacy Policy.
Power Rupee follows the principles of necessity, transparency, purpose limitation, and data minimization. We collect information only when it is necessary for providing app functions, completing identity verification, conducting eligibility review, preventing fraud, maintaining platform security, and meeting applicable legal or regulatory requirements.
• We collect information only for clear and necessary service purposes.
• We do not intentionally collect information unrelated to the services provided through the app.
• We do not sell, rent, or trade personal information.
• Where information is required to be uploaded for verification, review, or risk analysis, it will be securely uploaded to https://api.powerrupee.net.
• After the relevant review, verification, or processing purpose is completed, the data will be deleted unless retention is required by law, compliance, audit, dispute resolution, or regulatory obligations.
Information Collected: With your explicit consent, Power Rupee may access SMS messages that are relevant to financial review, such as bank transaction alerts, salary credit messages, repayment reminders, and verification-related messages. We do not intentionally access personal chats or unrelated private messages.
Purpose of Use: SMS information may be used for credit assessment, income verification, repayment ability evaluation, fraud prevention, and abnormal activity detection.
Security and Retention:
• We will not actively share SMS information with unrelated third parties.
• SMS data is encrypted before transmission.
• SMS data is securely uploaded to https://api.powerrupee.net.
• After the review or verification purpose is completed, SMS-related data will be deleted unless legally required to be retained.
Information Collected: We may collect limited information about applications installed on your device, such as app names, package identifiers, installation status, and basic technical metadata. We do not access the internal content, account credentials, private files, or personal information inside those apps.
Purpose of Use: Installed application information may be used for risk control, fraud detection, underwriting support, abnormal behavior analysis, and account security review.
Security and Retention:
• We will not actively share installed app information with unrelated third parties.
• The information is encrypted before transmission.
• The information is securely uploaded to https://api.powerrupee.net.
• After the relevant risk analysis or review is completed, the information will be deleted unless retention is legally required.
Information Collected: We may collect device-related technical information, including device model, operating system version, device identifiers, language settings, screen configuration, network status, IP address, and system environment information.
Purpose of Use: Device information helps us improve app compatibility, maintain platform stability, prevent unauthorized registrations, detect suspicious activity, identify device-related risks, and protect account security.
Security and Retention:
• We will not actively share device information with unrelated third parties.
• Device information is encrypted during transmission.
• Device information is securely uploaded to https://api.powerrupee.net.
After security checks, verification, or risk review are completed, the information will be deleted unless retention is required by applicable law.
Information Collected: The app may request camera access when you need to take photos for identity verification, selfie verification, document capture, or other verification materials required during the application process.
Purpose of Use: Camera access is used for KYC verification, document submission, fraud prevention, and confirmation that the submitted information belongs to the applicant.
Security and Retention:
• We will not actively share camera images or captured documents with unrelated third parties.
• Images and documents are encrypted before upload.
• Files are securely uploaded to https://api.powerrupee.net.
After verification is completed, the files will be deleted unless longer retention is required for legal, compliance, audit, or dispute-resolution purposes.
Information Collected: The app may request access to your photo library or media storage only when you choose to upload files, such as identity documents, supporting application materials, address proof, or other images required for verification.
Purpose of Use: Media access is used to allow you to select and upload necessary documents for identity verification, application review, and compliance checks.
Security and Retention:
• We only access files selected or authorized by you.
• We will not actively share selected media files with unrelated third parties.
• Uploaded files are encrypted and securely transmitted to https://api.powerrupee.net.
After the verification or review process is completed, uploaded files will be deleted unless retention is required by law or compliance obligations.
Information Collected: With your consent, Power Rupee may collect approximate location information from your device.
Purpose of Use: Location information may be used to support fraud prevention, detect abnormal account activity, improve platform security, verify service availability, and meet applicable compliance requirements.
Security and Retention:
• We will not actively share location information with unrelated third parties.
• Location data is encrypted before transmission.
• Location data is securely uploaded to https://api.powerrupee.net.
After the related verification or analysis is completed, location data will be deleted unless retention is required by law or compliance obligations.
Information Collected: We may collect limited app usage information, such as pages viewed, buttons clicked, feature usage, session duration, crash logs, and navigation behavior.
Purpose of Use: This information helps us improve app performance, identify technical issues, enhance service stability, detect abnormal activity, and improve user experience.
Security and Retention:
• We will not actively share usage data with unrelated third parties.
• Usage data is encrypted before transmission.
• Usage data is securely uploaded to https://api.powerrupee.net.
After analysis and troubleshooting are completed, the data will be deleted unless retention is required for security, legal, or compliance purposes.
• The information collected through Power Rupee may be used for the following purposes:
• To create and maintain your account
• To complete identity verification and KYC procedures
• To review eligibility for credit-related services
• To conduct risk assessment and fraud prevention
• To provide app functions and service-related notifications
• To improve app performance, stability, and user experience
• To protect platform security and prevent unauthorized activities
• To comply with applicable laws, regulations, and regulatory requirements
Where data needs to be uploaded for verification, review, risk analysis, or app operation, it will be securely transmitted to https://api.powerrupee.net. We apply reasonable technical and organizational safeguards to protect your information.
• Encryption of data during transmission
• Secure transmission protocols
• Access control and internal authorization management
• Security monitoring and risk review
• Data deletion or anonymization after use, unless retention is required by law
• We do not sell, rent, or trade your personal information. We also do not actively share your permission-related information with unrelated third parties.
Information may only be disclosed in limited circumstances, such as:
• To authorized service providers that support app operation and are subject to confidentiality obligations
• To regulators, courts, government authorities, or law enforcement agencies where required by law
• To protect the legal rights, safety, and security of users, the platform, or the public
• To comply with applicable legal, audit, dispute resolution, or regulatory requirements
We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required under applicable law.
• Data collected for verification or review will be deleted after the relevant process is completed.
• Uploaded permission-related data will be deleted after use unless retention is legally required.
• Some records may be retained for compliance, audit, dispute resolution, fraud prevention, or regulatory purposes.
• You may request deletion of your personal information through the app or official website.
Once account deletion is completed, the account may no longer be accessible. Some information may still be retained where required by law, compliance, audit, dispute handling, or regulatory obligations.
Subject to applicable laws and necessary identity verification, you may have the right to:
• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of personal information
• Withdraw permissions previously granted
• Raise questions or complaints regarding how your information is handled
Power Rupee services are not intended for individuals under the age required by our eligibility rules. We do not knowingly collect personal information from minors. If we become aware that information has been collected from a minor, we will take reasonable steps to delete it.
We may update this Privacy Policy from time to time to reflect changes in legal requirements, operational practices, security measures, or app functions. Updated versions will be made available through the app or official website.
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:
Email: supports@ozafinservices.com